bank employee jennifer

Jennifer Doran, CFP®

Vice President & Senior Trust Officer
headshot of Nikki

Nikki Mann, CFP®

Vice President & Trust Officer
Let Us Help You with Estate Planning

We understand how difficult it can be to find the time needed to begin planning, or to review your current plans. Our experienced team of Trust Officers can provide you with assistance and guidance by explaining your options and guiding you through the planning process. If your estate planning documents haven’t been reviewed recently, allow us to review them with you. We will collaborate with your attorney and accountant as needed to ensure your current goals can be met and discuss any changes to estate or tax laws that may impact your current plan.

  • Wills – A will is a legal document where you outline how your estate will be managed and distributed after your death. Within the will, you will name your beneficiaries and the manner in which they will inherit your estate. You will also name your Executor, the individual or entity responsible for administering your estate.
  • Trusts – A trust is an effective estate planning tool. It is a legal arrangement in which a trustee manages assets for the benefit of one or more of your beneficiaries. When you establish the trust, the assets titled in the name of the trust avoid probate. The trust agreement is a private, confidential document that is not filed with the court. The trust agreement also allows you to direct how and when your beneficiaries receive their inheritance.
Choose FSB Trust and Wealth Management as Your Trustee or Executor

As your trustee or executor, we step into your shoes to ensure your legacy lives on in the manner that you desire. From children to charities, we will make sure the goals you’ve set are achieved. We have built a reputation for trustworthy and effective estate and trust management. We will put your family and friends at ease and help shelter them from the complexity of trust and estate management.

As a corporate fiduciary, our team of experienced Trust Officers and Investment Analysts will:

  • Assist with titling your assets into the name of the trust
  • Provide professional investment management of the trust or estate assets
  • Distribute assets to beneficiaries based on the guidelines dictated in your trust or will. Our unbiased decision-making is crucial when discretionary distributions to trust beneficiaries are permitted.
  • Provide bill payment services while you are living
  • Provide periodic statements to you and/or your beneficiaries
  • Ensure federal and state income tax returns are filed timely
  • Review your estate planning documents, always keeping in mind estate and tax law changes
  • Administer your trust or estate efficiently and objectively, utilizing our years of experience to carry out your wishes and protect the legacy you leave behind
  • Collect, safeguard, and protect your tangible assets
  • Inventory your assets and obtain appraisals when necessary
  • Maintain thorough records for accounting, reporting, and tax purposes
  • Pay ongoing and final expenses
  • Distribute personal effects and fulfill bequests as outlined in your estate plan