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A Simply Better Mortgage Experience…It’s High Tech with a Human Touch.

Digital Mortgage Experience

At First State, we strive to deliver a simply better mortgage loan experience with quick response times and a service-focused approach to giving advice, answers and solutions! Unlike other banks, our loan processing and servicing are managed right here at home. Plus, we act as a true community bank, providing the speed and flexibility needed to move your home buying plans forward, faster!

Along with various loan options, we also offer low closing costs and competitive interest rates, and we guarantee to provide the attention and resources needed to make home ownership available and affordable!

  • Conventional Loans
  • USDA Loans
  • FHA Loans
  • VA Loans
  • Home Possible Advantage

Apply Online for Fixed Rate Mortgage

Apply Online for Line of Credit

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Rory W. Wright

Vice President Mortgage Lending, Mortgage Lender - Monticello

NMLS ID 820207

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Tommy Krouse

Mortgage Originator, Champaign

NMLS ID 2168209