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Come to us for Owner-focused Solutions, Lower Fees and Extended Drive-Up Hours!


At First State Bank and Trust, we strive to be the best banking partner around for your business or municipality. From the basic to the more complex, we offer business banking solutions that work for the business owner! With products and services that fit businesses of all sizes, we will help you build a package that meets all of your treasury management and cash flow needs.


Ask about the First State Business Onboarding Package that offers the perfect starter combination of products and services with lower fees and lots of conveniences. Contact a Business Banker today, and let us provide advice and custom solutions uniquely designed to meet and exceed your business banking goals!


If your business needs lending support, rely on our commercial lenders as trusted advisors to provide solid analysis and quick action to help you sustain and strengthen your operation! Click here for more info.

First Business Checking

First Business Checking is just right for the business owner with basic business transaction needs.

First Business Plus Checking

First Business Plus Checking is our most cost-effective option for our small business customers.

First Commercial Checking

First Commercial Checking is designed to easily manage the more multifaceted business banking needs.
Savings and Money Market Options are available to help you start and sustain a savings program for the growth and success of your business.

Business Debit Cards

Business Debit Cards are available on all First State Bank and Trust checking accounts and provide 24-hour access to funds at any point-of-sale machine or ATM network.

Business Credit Cards

Business Credit Cards are available as an alternative resource for business purchases, receivables and payments. APPLY NOW!