First Connection Checking

First Connection Checking is our popular relationship-based option. For customers who enjoy direct deposit or keep higher combined balances in deposits or loans this account has no monthly service fees when at least one of the following conditions is met:

Customers (Age 55 and better) with Direct Deposit
Students (Age 24 and younger)
Monthly Direct Deposit of $1,000
Daily Balance of $1,500 or more
Loan Balance(s) of $50,000 or more
Combined Deposit Balances of $5,000

Minimum Deposit to Open

$100

Monthly Service Fee

$10* Qualify for no monthly service fee by meeting one of the following:

Monthly direct deposit(s) of $1,000 or more
Daily balance of $1,500 or more
*Combined deposit account balances of $5,000 or more
Minimum of $50,000 in current loan balances
Senior age 55 or better with direct deposit
Student age 24 or younger

Minimum Balance Requirement

None

Earns Interest

Paperless Statements

Optional

Additional Benefits

FREE Debit Card
FREE Digital Banking, Mobile Banking and Bill Pay
FREE First Box of Standard Checks
Waived Quarterly service fee for a First Connection Savings Account

FRAUD ALERT:

We’ve been made aware that some of our customers are receiving text messages that appear to be from First State Bank and Trust, referencing debit card transactions. Please be advised: we do not send messages regarding sensitive banking information.

These fraudulent texts are often followed by phone calls that appear to come from our official number – this is known as caller ID spoofing.

If you receive one, hang up immediately and contact us directly if you have followed any prompts or given out any sensitive information. Your security is our top priority. Thank you!

Online Banking

Online Banking

First Connection Checking