Savings

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Personal Savings Accounts

Savings accounts are a great financial tool to assist you in saving money and earn interest in the process. No matter why you are saving your money, First State Bank offers accounts to assist you in the process.

First Basic Savings

Minimum to Open: $100
Quarterly Service Fee: $4
Qualify for no quarterly service fee by meeting one of the following:

  • Daily balance of $100 or more
  • Minor (0-18 years old)
  • Senior (55 or older)
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month, $1 fee per withdrawal in excess of six per month
Interest rate is subject to change daily


First Connection Savings

Minimum to Open: $100
Quarterly Service Fee: $20
Qualify for no quarterly service fee by meeting one of the following:

  • Daily balance of $15,000 or more
  • First Connection or First Premier checking account owner
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month, $1 fee per withdrawal in excess of six per month
Interest rate is subject to change daily


Christmas Club

  • No minimum balance
  • Interest will not be compounded. Interest credited to your account in October
  • If account is closed before interest is credited, interest accrued is forfeited
  • Interest rate is subject to change daily

Personal Checking Accounts

At First State Bank, we offer a variety of accounts so that you can easily choose the account that is most convenient and beneficial for your lifestyle.

First Basic Checking

Features:

Minimum to Open: $25
No Minimum Balance
No Monthly Service Fee
Electronic Statements only
Benefits:

  • Free Standard Debit Card Issuance
  • Free Internet Banking
Interested in mobile banking or bill pay?
Add both services for only $5 per month!


First Connection Checking

Minimum to Open: $100
Monthly Service Fee: $10
Benefits:

  • Free Standard Debit Card Issuance
  • Free Internet Banking, Mobile Banking and Bill Pay services
  • Free First Box of Standard Checks
  • Waived quarterly service fee for First Connection Savings
Qualify for no monthly service fee by meeting one of the following:
  • Monthly Direct Deposits of $1,000 or more
  • Daily Balance of $1,500 or more
  • Combined deposit account balances* of $5,000 or more
  • Minimum of $50,000 in current loan balances
  • Senior (55 or older) with Direct Deposit
  • Student (24 or younger)
*Eligible deposit account balances include checking, savings, and certificate of deposit balances


First Premier Checking

Minimum to Open: $100
Monthly Service Fee: $20
Benefits:

  • Interest Bearing
  • Free Standard Debit Card Issuance
  • Free Internet Banking, Mobile Banking and Bill Pay services
  • Free Standard Checks (or Discount on Deluxe checks)
  • Waived quarterly service fee for First Connection Savings
  • Free Travelers Checks/Money Orders/Cashier’s Checks
  • Discounted Safe Deposit Box Rental (see branch for details)
  • Monthly reimbursement of up to 5 foreign ATM fees (receipt required; $15 max.)
Qualify for no monthly service fee by meeting one of the following:
  • Daily balance of $25,000 or more
  • Combined deposit account balances* of $150,000 or more
*Eligible deposit account balances include checking, savings, and certificate of deposit balances
Interest rate subject to change