Savings

Personal Savings Accounts

Savings accounts are a great financial tool to assist you in saving money and earn interest in the process. No matter why you are saving your money, First State Bank offers accounts to assist you in the process.

First Basic Savings

Minimum to Open: $100
Quarterly Service Fee: $4
Qualify for no quarterly service fee by meeting one of the following:

  • Daily balance of $100 or more
  • Minor (0-18 years old)
  • Senior (55 or older)
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month, $1 fee per withdrawal in excess of six per month
Interest rate is subject to change daily


First Connection Savings

Minimum to Open: $100
Quarterly Service Fee: $20
Qualify for no quarterly service fee by meeting one of the following:

  • Daily balance of $15,000 or more
  • First Connection or First Premier checking account owner
Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month, $1 fee per withdrawal in excess of six per month
Interest rate is subject to change daily


Christmas Club

  • No minimum balance
  • Interest will not be compounded. Interest credited to your account in October
  • If account is closed before interest is credited, interest accrued is forfeited
  • Interest rate is subject to change daily