FRAUD ALERT
We’ve recently learned that some customers are receiving phone calls and text messages that falsely appear to be from First State Bank and Trust. These messages are designed to trick recipients into sharing personal information such as driver’s license numbers, account details or Social Security numbers.
In many cases, these texts are followed by phone calls that seem to come from our official number – this tactic is known as caller ID spoofing.
Please do not engage with these messages or calls. If you receive one, hang up immediately. If you’ve already responded or shared any sensitive information, contact us directly as soon as possible.
Protecting your personal information is our highest priority. Thank you for staying vigilant.
Our approach to investment management serves as the foundation for many of our other services, focused on personal touch and data-driven decision making. FSB Trust and Wealth Management’s Investment Philosophy is fundamental to our investment management process.
We combine our understanding of your personal financial situation with our years of research, data and financial discipline to determine the optimal portfolio asset allocation. To ensure you are comfortable with the risk associated with the portfolio, we will provide you with a risk and reward analysis to help you understand the projected risk and returns of the recommended asset allocation.
Be assured, our investment management process continues after your account is fully invested. Your account is continuously monitored and rebalanced as needed. If your personal financial situation changes, we will adjust your individual investments as necessary.
| Michael W. Atwood, CFA | President & CEO |
| Jennifer Doran, CFP® | Vice President & Senior Trust Officer |
| Nikki Mann, CFP® | Vice President & Trust Officer |
| Heather Mariotti | Vice President & Wealth Advisor |
| Blake Alexander | Investment Portfolio Manager |
| Laura Polivka | Assistant Trust Officer |
| Pam Adkins | Trust Assistant |
| Austin Frick | Trust Assistant |
NO BANK GUARANTEE | NOT A DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE