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We offer the longest lobby and drive-up hours in Champaign, Piatt, and Douglas Counties!
Wealth Management
Our experienced FSB Wealth Management Team can assist you with all of your Trust and Investment Management needs. We specialize in Estate Planning, Personal Trust and Investment Management.
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Mortgage Center
Whether you’re a First Time Home Buyer or an existing homeowner, visit our Mortgage Center to explore all the ways First State Bank can meet your Mortgage needs.
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Online Banking
Obtain account information 24 hours a day 7 days a week by accessing First State Bank’s On-line Banking site. It’s safe, secure and user friendly!
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Mobile Banking
Manage all of your First State Bank accounts while you’re on the go with our Mobile Banking application. Banking couldn’t be easier!
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Smart Rewards
Shop, dine and have fun with your First State Bank VISA debit card while earning rewards for the purchases you make.
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Health Savings
Open a no fee Health Savings Account with First State Bank to help you save money and take greater control of your healthcare costs.
Learn MoreFirst State Bank is 100% employee owned and that makes a difference!
Our Story
First State Bank was established by a group of Monticello businessmen in 1945. The company’s foundation has always been a commitment to the communities we serve-a precedent that dates back to our origins during the end of World War II. We’ve grown considerably since those early days, but our tradition of service has never wavered.
Our Services
Experience the powerful combination of modern products and services, delivered through a true community bank model. That means you will always enjoy the comfort, convenience, and quality of service you’ve come to expect, while still having access to the same extensive range of banking products offered by any large regional or national bank.
Our Locations
First State Bank operates several convenient locations throughout Central and East Central Illinois. We offer the longest lobby and drive-up hours in Champaign, Piatt, and Douglas counties. If you prefer the comfort of your own home or office, then we’ll bring the bank to you through our full suite of online and mobile products, available 24 hours a day!
