Checking

Personal Checking Accounts

At First State Bank, we offer a variety of accounts so that you can easily choose the account that is most convenient and beneficial for your lifestyle.

First Basic Checking

Features:

Minimum to Open: $25
No Minimum Balance
No Monthly Service Fee
Electronic Statements only
Benefits:

  • Free Standard Debit Card Issuance
  • Free Internet Banking
Interested in mobile banking or bill pay?
Add both services for only $5 per month!


First Connection Checking

Minimum to Open: $100
Monthly Service Fee: $10
Benefits:

  • Free Standard Debit Card Issuance
  • Free Internet Banking, Mobile Banking and Bill Pay services
  • Free First Box of Standard Checks
  • Waived quarterly service fee for First Connection Savings
Qualify for no monthly service fee by meeting one of the following:
  • Monthly Direct Deposits of $1,000 or more
  • Daily Balance of $1,500 or more
  • Combined deposit account balances* of $5,000 or more
  • Minimum of $50,000 in current loan balances
  • Senior (55 or older) with Direct Deposit
  • Student (24 or younger)
*Eligible deposit account balances include checking, savings, and certificate of deposit balances


First Premier Checking

Minimum to Open: $100
Monthly Service Fee: $20
Benefits:

  • Interest Bearing
  • Free Standard Debit Card Issuance
  • Free Internet Banking, Mobile Banking and Bill Pay services
  • Free Standard Checks (or Discount on Deluxe checks)
  • Waived quarterly service fee for First Connection Savings
  • Free Travelers Checks/Money Orders/Cashier’s Checks
  • Discounted Safe Deposit Box Rental (see branch for details)
  • Monthly reimbursement of up to 5 foreign ATM fees (receipt required; $15 max.)
Qualify for no monthly service fee by meeting one of the following:
  • Daily balance of $25,000 or more
  • Combined deposit account balances* of $150,000 or more
*Eligible deposit account balances include checking, savings, and certificate of deposit balances
Interest rate subject to change