CDs & IRAs

CDs & IRA Accounts

First State Bank offers a variety of high Interest Certificates of Deposits and Individual Retirement Accounts to help you reach your goals.

Certificates of Deposit

Features:

  • Terms ranging from 7 days to 60 months
  • Interest rates and Annual Percentage Yields vary
  • $500 minimum deposit required to open
  • Early withdrawal penalties apply

Individual Retirement Accounts

Features:

  • Regular, Roth and Education Accounts
  • Terms ranging from 12 months to 60 months
  • Interest rates and Annual Percentage Yields vary
  • $100 minimum deposit required to open
  • Early withdrawal penalties apply

Health Savings Account

Features:

  • Minimum to Open: $100
  • Requires High Deductible Health Plan (Single or Family)
  • To be used for Medical Expenses only.

Benefits:

  • Interest-Bearing
  • Monthly Image Statement
  • Unlimited check writing
  • Debit card access