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First State Bank has once again been awarded the highest rating by Bauer Financial, Inc., an independent company regarded as the nation’s premier bank rating service. Bauer Financial is the source for unbiased, independent bank and credit union ratings in the U.S.    We’re proud of this prestigious rating which affirms our commitment to safe banking practices and solid ethical standards. Read more...

First State Bank offers you unparalleled banking services, competitive rates, helpful staff, some of the longest lobby and drive-thru hours in the area, along with 24-hour online, telephone, and ATM banking. First State Bank is a full-service bank serving Monticello, Champaign, Hammond, Atwood and Tuscola, Illinois, ready to meet your personal and business banking needs.

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